A truly innovative scheme, sanctioned by the Government of Karnataka in the year 1997-98. Udyogini assists women in gaining self-reliance through self employment, especially in the trade and service sector. Udyogini empowers women by providing loans through Banks and other finanicial institutions; it also provides a subsidy from the Corporation for undertaking business activities / micro enterprises. Loans are arranged through financial institutions like commercial banks, district co-operative banks and RRBs. The scheme has gone a long way in preventing women entrepreneurs from private borrowing at higher rates of interest.
Under this scheme, the maximum unit cost is Rs.1,00,000/-. Age limit for the beneficiary is 18-45 years and family income limit to avail this benefit is Rs.40,000/- per annum for all women including those belonging to SC/ST. No income limit is prescribed for women belonging to special category viz., widows, destitute and disabled women. KSWDC provides a subsidy @ 30% of the loan sanctioned for widows, destitute, disabled women and women belonging to SC / STs, or Rs.10,000/-, whichever is less. In case of the general category women, the subsidy is @ 20% of the loan or Rs.7,500/-, whichever is less.
Applications received are scrutinized by the CDPO of the concerned Taluk and put up for approval of the District level Committee, headed by Deputy Director /Assistant Director, DW&CD.
Most profitable business activity is approved and supported under the scheme. Some of the popularly undertaken business activities include :
1 Book binding and note books manufacturing
2 Old paper marts
3 Chalk crayon manufacture
4 Pappad manufacture
5 Jam, Jelly & Pickles manufacture
6 Sari & Embroidery works
7 Woollen weaving
8 Printing & Dyeing of clothes
9 Bedsheet & towel manufacture
10 Silk weaving
11 Ribbon making
12 Bakeries
13 Dry fish trade
14 Dairy & Poultry related trade
15 Footwear manufacture
16 Silk worm rearing
17 Wet grinding
18 Vegetable & Fruit vending
19 Shops & Establishments
20 Canteen & catering
21 Dry cleaning
22 Cut piece cloth trade
23 Newspaper, weekly & monthly magazine vending
24 Crèche
25 Tailoring
26 Readymade garments trade
27 Mat weaving
28 Leaf cups manufacture
29 Shikakai powder manufacture
30 Flour mills
31 Woolen garments manufacture
32 Tutorials
33 Cane & Bamboo articles manufacture
34 Job typing & photocopying service
35 STD booths
36 Handicrafts manufacture
37 Bottle cap manufacture
38 Plastic articles trade
39 Ink manufacture
40 Phenyl & Naphthalene ball manufacture
41 Soap oil, Soap powder & Detergent cake manufacture
42 Fax paper manufacture
43 Cotton thread manufacture
44 Nylon button manufacture
45 Vermicelli manufacture
46 Corrugated box manufacture
47 Match box manufacture
48 Jute carpet manufacture
49 Pottery
50 Agarbathi manufacture
51 Quilt & Bed manufacture
52 Travel agency
53 Security service
54 Audio & Video cassette parlour
55 Radio & TV servicing stations
56 Library
57 Real estate agency
58 Photo Studio
59 Diagnostic lab
60 Stationery Shop
61 Beauty parlour
62 Bangles
63 Gift Articles
64 Fish Stalls
65 Flower Shops
66 Chappal Manufacture
67 Mutton Stalls
68 Coffee & Tea Powder
69 Pan & Cigarette Shop
70 Tea Stall
71 Edible Oil Shop
72 Fair-price Shop
73 Fuel Wood
74 Silk Thread Manufacturing
75 Typing Institute
76 Milk Booth
77 Pan Leaf or Chewing Leaf Shop
78 Cleaning Poweder
79 Condiments
80 Energy Food
81 Ragi Powder Shop
82 Tender Coconut
83 Eat-outs
84 Househ hold articles retail
85 Banana Tender Leaf
86 Ice Cream Parlour
87 Sweets shop
88 Clinic
89 Gym Centre
For more details click here or visit http://www.karnataka.gov.in
Applications received are scrutinized by the CDPO of the concerned Taluk and put up for approval of the District level Committee, headed by Deputy Director /Assistant Director, DW&CD.
Most profitable business activity is approved and supported under the scheme. Some of the popularly undertaken business activities include :
1 Book binding and note books manufacturing
2 Old paper marts
3 Chalk crayon manufacture
4 Pappad manufacture
5 Jam, Jelly & Pickles manufacture
6 Sari & Embroidery works
7 Woollen weaving
8 Printing & Dyeing of clothes
9 Bedsheet & towel manufacture
10 Silk weaving
11 Ribbon making
12 Bakeries
13 Dry fish trade
14 Dairy & Poultry related trade
15 Footwear manufacture
16 Silk worm rearing
17 Wet grinding
18 Vegetable & Fruit vending
19 Shops & Establishments
20 Canteen & catering
21 Dry cleaning
22 Cut piece cloth trade
23 Newspaper, weekly & monthly magazine vending
24 Crèche
25 Tailoring
26 Readymade garments trade
27 Mat weaving
28 Leaf cups manufacture
29 Shikakai powder manufacture
30 Flour mills
31 Woolen garments manufacture
32 Tutorials
33 Cane & Bamboo articles manufacture
34 Job typing & photocopying service
35 STD booths
36 Handicrafts manufacture
37 Bottle cap manufacture
38 Plastic articles trade
39 Ink manufacture
40 Phenyl & Naphthalene ball manufacture
41 Soap oil, Soap powder & Detergent cake manufacture
42 Fax paper manufacture
43 Cotton thread manufacture
44 Nylon button manufacture
45 Vermicelli manufacture
46 Corrugated box manufacture
47 Match box manufacture
48 Jute carpet manufacture
49 Pottery
50 Agarbathi manufacture
51 Quilt & Bed manufacture
52 Travel agency
53 Security service
54 Audio & Video cassette parlour
55 Radio & TV servicing stations
56 Library
57 Real estate agency
58 Photo Studio
59 Diagnostic lab
60 Stationery Shop
61 Beauty parlour
62 Bangles
63 Gift Articles
64 Fish Stalls
65 Flower Shops
66 Chappal Manufacture
67 Mutton Stalls
68 Coffee & Tea Powder
69 Pan & Cigarette Shop
70 Tea Stall
71 Edible Oil Shop
72 Fair-price Shop
73 Fuel Wood
74 Silk Thread Manufacturing
75 Typing Institute
76 Milk Booth
77 Pan Leaf or Chewing Leaf Shop
78 Cleaning Poweder
79 Condiments
80 Energy Food
81 Ragi Powder Shop
82 Tender Coconut
83 Eat-outs
84 Househ hold articles retail
85 Banana Tender Leaf
86 Ice Cream Parlour
87 Sweets shop
88 Clinic
89 Gym Centre
For more details click here or visit http://www.karnataka.gov.in