The Question of Many housewives is "Does any bank provide loan of any kind to non working housewives with or without providing any security? There are so many Banks and financial companies who provide loan against gold and property for example Muthoot finance ,manappuram Gold Loan etc but interest rates are pretty much high. The housewives those who have House in her name or land in her name can apply for loan against property. Upto 70-80 percent of the land/ house market value you can get as loan, but the thing is you should provide income proof. If you are not having any income proof documents being house wife, you can show your husbands salary/ income proof, the certificates form the employer is must if your husband is salaried. If he is businessman the proof of income tax return file also need to be submitted.
The purpose of loan is also to be mentioned while filling the loan application form. If you are applying for loan against house/ land property the documents of the land/house is to be clear.
The purpose of loan is also to be mentioned while filling the loan application form. If you are applying for loan against house/ land property the documents of the land/house is to be clear.