The Salaried individuals can avail loan from their Salary account maintained Bank without providing any documents. Now a days some banks also started offering pre approved loans to their customers those who have salary account in their bank. The Bank official call and ask for necessity of loan and if any one interested they can login to net banking and apply online, within few minutes your account will be credited with the Loan amount. Even if you did'nt get call from bank you can directly contact bank officers and avail loan in minutes.