HOME LOAN SERVICE CHARGES AND LEGAL CHARGES

HSBC
Service charges for all products
Request for copy of property documents held with the Bank `500
Request for change of EMI date, rescheduling of loans (increase/decrease in EMI/tenure) `300
Request for daily interest calculation details `300
Request for duplicate amortisation schedule `300
Request for duplicate copy of welcome pack (amortisation schedule plus facility advice
letter plus list of documents)
`300
Re-pricing request for an active account 0.5% of the outstanding loan
amount
Request for change ofStanding Instructions, change ofrepayment mode (cheque swap charges) `500
Copy of track record `250 per statement
Copy of Credit Information Report (CIR) `50

Legal/Other charges
Legal charges:
Expenses incurred on proceedings under SARFAESI Act/proceedings under Section 138
of NI Act and/or other litigation on the account
As per actuals applicable to an
overdue/ delinquent account
Other charges:
Other incidental charges and expenses will be levied to cover the costs, charges, expenses, lawyers’ charges and/or cost incurred on the litigation/any legal matter in relation to your loan and all other cost that may have been incurred in connection with recovery of dues from delinquent accounts
As per actuals applicable to an overdue/ delinquent account